Our Gold Savings account is a smart way to earn a higher interest rate without tying up your funds. As long as you maintain a balance of $25,000.00 or more your account earns interest. If at any time the balance falls below the minimum amount, there is no fee penalty you simply do not earn interest for those days.

Your accounts at MECU are insured for up to $100,000 by the National Credit Union Administration, an agency of the federal government. It is the strongest deposit fund protecting consumers today.

Additional share insurance up to $250,000 is also provided by MECU through Excess Share Insurance. This allows your money to be insured for up to a total of $350,000.