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Savings, Certificate, & Money Market Rates

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SHARE SAVINGS
Account Information
Dividend
APY*
Regular Share Savings Account
0.5%
0.501%
Gold Savings up to $24,499.99
0%
0%
Gold Savings $25,000.00 & up
2.99%
3.024%

Share rates effective for quarter ending June 30th 2008
* A.P.Y. is Annual Percentage Yield

CERTIFICATES
Terms (months)
Dividend
APY*
6 months
2.95%
2.983%
7 months
2.95%
2.983%
11 months
3.05%
3.085%
12 months
3.05%
3.085%
18 months
3.25%
3.290%
24 months
3.35%
3.392%
36 months
3.45%
3.495%
48 months
3.55%
3.598%
60 months
3.70%
3.752%

Share rates effective for quarter ending June 30th 2008
* A.P.Y. is Annual Percentage Yield


IRA SHARE SAVINGS
Terms (months)
Dividend
APY*
IRA Share Savings
2.50%
2.52%

Share rates effective for quarter ending June 30th 2008
* A.P.Y. is Annual Percentage Yield


IRA SHARE SAVINGS CERTIFICATES
Terms (months)
Dividend
APY*
6 months
2.95%
2.983%
7 months
2.95%
2.983%
11 months
3.05%
3.085%
12 months
3.05%
3.085%
18 months
3.25%
3.390%
24 months
3.35%
3.392%
36 months
3.45%
3.495%
48 months
3.55%
3.598%
60 months
3.70%
3.752%

Share rates effective for quarter ending June 30th 2008
* A.P.Y. is Annual Percentage Yield


JUMBO CD / IRA SHARE CERTIFICATES
$75,000 minimum deposit
Terms (months)
Dividend
APY*
6 months
3.20%
3.239%
7 months
3.20%
3.239%
11 months
3.30%
3.341%
12 months
3.30%
3.341%
18 months
3.50%
3.546%
24 months
3.60%
3.649%
36 months
3.70%
3.752%
48 months
3.80%
3.854%
60 months
3.95%
4.009%

Share rates effective for quarter ending June 30th 2008
* A.P.Y. is Annual Percentage Yield


 

MONEY MARKET CHECKING
Minimum Balance Amount
Dividend
APY*
$0 - $2,499.99
0.50%
0.501%
$2,500.00 & UP
2.25%
2.269%

Share rates effective for quarter endingJune 30th 2008
* A.P.Y. is Annual Percentage Yield

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